Well, only one category is in the black this month; the car category continues to be underspent due to reduced commuting. However, although there's a lot of red showing on my budget's Variance table (the one that shows me how much I'm over or under budget for each primary category), the amounts are relatively small … Continue reading Reducing the discretionary spend – March 2021 results
I am just a little bit proud of myself this month - my eating out/takeaway expenditure was the lowest it's been so far this financial year! Hooray! Other discretionary spending has also remained low to zero - no entertainment or personal expenses this month has helped to keep things down, plus car-related costs were also … Continue reading Reducing the discretionary spend – February 2021 results
Those of you who follow me on Twitter may have seen or responded to this tweet that I posted late last month. https://twitter.com/FIREforOneAus/status/1310077482360422400?s=20 After checking out the replies and also quizzing personal friends via Facebook, all of whom said they use theirs a lot/all the time, I decided to splurge and bought myself one. After … Continue reading I may have just joined a cult. Reducing the discretionary spend – September 2020 results
Can you hear the cackle of evil, witchy laughter in the distance? I can! It's the Ghost of the Past Financial Year giving me a razzing. Yep, July was a significant failure in the 'reducing my discretionary spending' challenge. However, it did bring into focus something that I kind of knew already, but to which … Continue reading Reducing the discretionary spend – July 2020 results
Well, this is it! My twelve months is up - achievement unlocked! This process I've followed of running a proper budget and tracking everything I spend has been a really interesting, if sometimes tedious, exercise. It's certainly brought sharply into focus those areas where I knew I was probably wasting quite a bit of money … Continue reading Savings rate challenge results – June 2020 and overall year
FIRE for One 