I am just a little bit proud of myself this month - my eating out/takeaway expenditure was the lowest it's been so far this financial year! Hooray! Other discretionary spending has also remained low to zero - no entertainment or personal expenses this month has helped to keep things down, plus car-related costs were also … Continue reading Reducing the discretionary spend – February 2021 results
Reducing the discretionary spend – January 2021 results
Well, colour me amazed and just a bit excited! January's eating out / takeaway / supermarket non-essential food and alcohol spending was the lowest of this financial year. It's nice to have a bit of a win with this after so many months where it was just way higher than it needed to be. It's … Continue reading Reducing the discretionary spend – January 2021 results
Net worth update December 2020
Well, the annus horribilus 2020 is now over - with any luck, 2021 will be better. In good news, my superannuation has recovered well from the losses of the first half of the year as the market responded to the coronavirus pandemic, resulting in a quite surprising gain in my overall net worth during this … Continue reading Net worth update December 2020
Reducing the discretionary spend – December 2020 results
As it turned out, December was my second-highest month this financial year for discretionary spending. To a certain extent it's to be expected - the festive seasons brings various social engagements, both work-related and personal, so naturally this month's figures are higher. However, social engagements were definitely more limited this year due to the pandemic. … Continue reading Reducing the discretionary spend – December 2020 results
The two certainties of life
Image source: https://www.brainyquote.com/quotes/benjamin_franklin_129817 Although the costs of dying are not strictly a FIRE topic, those of us on the FIRE path have an interest in saving money and ensuring that our families are taken care of. And let's face it - sooner or later most of us will have to manage the process of organising … Continue reading The two certainties of life