As it turned out, December was my second-highest month this financial year for discretionary spending. To a certain extent it's to be expected - the festive seasons brings various social engagements, both work-related and personal, so naturally this month's figures are higher. However, social engagements were definitely more limited this year due to the pandemic. … Continue reading Reducing the discretionary spend – December 2020 results
Before I get into the deets - does anyone else just feel Really Bloody Tired (RBT)? I think it's usually about this time of the year that I hit my RBT point, and I'm noticing it in my spending. I think this year just feels a bit more RBT than usual thanks to <waves hand … Continue reading Reducing the discretionary spend – November 2020 results
So... October has turned out to be a bit of an odd month. The good news is that discretionary spending on food is the lowest it's been this financial year - hopefully I can continue this trend, especially now that I have my Thermomix and I'm more likely to have pre-prepped meals available. I do … Continue reading Reducing the discretionary spend – October 2020 results
Those of you who follow me on Twitter may have seen or responded to this tweet that I posted late last month. https://twitter.com/FIREforOneAus/status/1310077482360422400?s=20 After checking out the replies and also quizzing personal friends via Facebook, all of whom said they use theirs a lot/all the time, I decided to splurge and bought myself one. After … Continue reading I may have just joined a cult. Reducing the discretionary spend – September 2020 results
August was less of a failure than July, so that's the good news to kick off with - hooray! Budget-wise, I was expecting a negative cash flow for August, but it wasn't as far in the negative as expected, so that's nice to see. As usual, Food & Groceries was over budget, however in comparison … Continue reading Reducing the discretionary spend – August 2020 results
FIRE for One 