Well, the annus horribilus 2020 is now over - with any luck, 2021 will be better. In good news, my superannuation has recovered well from the losses of the first half of the year as the market responded to the coronavirus pandemic, resulting in a quite surprising gain in my overall net worth during this … Continue reading Net worth update December 2020
Tag: savings
Reducing the discretionary spend – December 2020 results
As it turned out, December was my second-highest month this financial year for discretionary spending. To a certain extent it's to be expected - the festive seasons brings various social engagements, both work-related and personal, so naturally this month's figures are higher. However, social engagements were definitely more limited this year due to the pandemic. … Continue reading Reducing the discretionary spend – December 2020 results
Reducing the discretionary spend – November 2020 results
Before I get into the deets - does anyone else just feel Really Bloody Tired (RBT)? I think it's usually about this time of the year that I hit my RBT point, and I'm noticing it in my spending. I think this year just feels a bit more RBT than usual thanks to <waves hand … Continue reading Reducing the discretionary spend – November 2020 results
Reducing the discretionary spend – October 2020 results
So... October has turned out to be a bit of an odd month. The good news is that discretionary spending on food is the lowest it's been this financial year - hopefully I can continue this trend, especially now that I have my Thermomix and I'm more likely to have pre-prepped meals available. I do … Continue reading Reducing the discretionary spend – October 2020 results
I may have just joined a cult. Reducing the discretionary spend – September 2020 results
Those of you who follow me on Twitter may have seen or responded to this tweet that I posted late last month. https://twitter.com/FIREforOneAus/status/1310077482360422400?s=20 After checking out the replies and also quizzing personal friends via Facebook, all of whom said they use theirs a lot/all the time, I decided to splurge and bought myself one. After … Continue reading I may have just joined a cult. Reducing the discretionary spend – September 2020 results