Eleven months down, one to go! Finally, as mentioned in April's savings rate challenge post, I hit one of my financial goals in early May - I now have 6 months' full pay saved in my emergency fund! Boy, it's nice to hit this one. It's interesting how achieving a goal like this significantly reduces … Continue reading Savings rate challenge results – May 2020
Nine months down, three to go - I'm hitting the home stretch! Well, March is just a sea of red when I look at the variance sheet in my spreadsheet. Every expenditure category is over budget (although, to be fair, there are some line items that have no specified budgeted figure because they're so ad … Continue reading Savings rate challenge results – March 2020
Eight months down, four to go. I'm a little later than intended with this post. My post on the Indue cashless debit card trial took quite a bit of time to research, and I finally posted it right near the end of February, so this post took a bit of a back seat. After a … Continue reading Savings rate challenge results – February 2020
Four months down, eight to go. This month's savings rate was 37.81% from planned savings, plus 1.08% net cash flow, for a total of 38.89%. The categories where spending was over budget were Car, Personal, Pet and Discretionary. While I had budgeted for the car service that was due, it didn't take into account replacing … Continue reading Savings rate challenge results – October 2019
Three months down, nine to go. Things worked out a bit closer to budget this month, with a little more income than expected thanks to a couple of weeks of higher duties and a small dividend payment, and expenses overall being a little lower than budget (only by a minimal amount, but hey, that's a … Continue reading Savings rate challenge results – September 2019
FIRE for One 