It almost feels a bit weird writing a blog post again. I've let it sit pretty much idle since July because I hadn't come up with an annual challenge for the 2021-22 financial year so haven't really had anything to post about. My net worth has increased by 11.81% over the past six months, and … Continue reading Net worth update December 2021
The debate around whether or not you really need to budget waxes and wanes in the personal finance community. Some claim not to need a budget at all, some use a "bucket" system, others track their spending only, and some go all in. For the past two years I've been blogging, I've been "all in" … Continue reading So, do you really need a budget?
June 2021 I'm a little later than I would normally be with this update as I was waiting for my final electricity bill to come in. I changed providers right near the end of June, and it took a couple of weeks for my previous provider to send through the finalised account. While the overall … Continue reading Reducing the discretionary spend – June 2021 results and overall year
On 25th June I posted this on Twitter: https://twitter.com/FIREforOneAus/status/1408172903447732224?s=20 I don't think I've ever seen anything in the media before about the mean net wealth of Australian adults (or maybe I've just never noticed/paid attention), but now that it's net worth update time for me, I'm pleased to see that I'm ahead of the curve, … Continue reading Net worth update June 2021
Well, May was not my best month for both discretionary and non-discretionary spending, unfortunately. On the non-discretionary side, my Personal, Health & Wellness category got completely blown out because I had some medical expenses thanks to a knee that just wouldn't stop hurting. Two doctor's visits (one initial plus the follow up, and mine doesn't … Continue reading Reducing the discretionary spend – May 2021 results