The debate around whether or not you really need to budget waxes and wanes in the personal finance community. Some claim not to need a budget at all, some use a "bucket" system, others track their spending only, and some go all in. For the past two years I've been blogging, I've been "all in" … Continue reading So, do you really need a budget?
June 2021 I'm a little later than I would normally be with this update as I was waiting for my final electricity bill to come in. I changed providers right near the end of June, and it took a couple of weeks for my previous provider to send through the finalised account. While the overall … Continue reading Reducing the discretionary spend – June 2021 results and overall year
This article was posted in Aussie Firebug’s FIRE discussion group on Facebook and, as a child-free person myself, the headline caught my attention enough to have a read and then take a look at the research upon which the article is based (the article being, like many these days, fairly superficial). The research was UK-based, … Continue reading What if the whole world was on FIRE?
It's hard to believe that I've been at this blogging thing for two years already. When I first decided to start a blog about my path to FIRE it was very much a bit of a suck-it-and-see exercise; a post on another blog, Australian Dividend Investor (sadly no longer being published), about why you should … Continue reading It’s my 2-year blogaversary!
I am just a little bit proud of myself this month - my eating out/takeaway expenditure was the lowest it's been so far this financial year! Hooray! Other discretionary spending has also remained low to zero - no entertainment or personal expenses this month has helped to keep things down, plus car-related costs were also … Continue reading Reducing the discretionary spend – February 2021 results