Reducing the discretionary spend – March 2021 results

Well, only one category is in the black this month; the car category continues to be underspent due to reduced commuting. However, although there's a lot of red showing on my budget's Variance table (the one that shows me how much I'm over or under budget for each primary category), the amounts are relatively small … Continue reading Reducing the discretionary spend – March 2021 results

Reducing the discretionary spend – February 2021 results

I am just a little bit proud of myself this month - my eating out/takeaway expenditure was the lowest it's been so far this financial year! Hooray! Other discretionary spending has also remained low to zero - no entertainment or personal expenses this month has helped to keep things down, plus car-related costs were also … Continue reading Reducing the discretionary spend – February 2021 results

Reducing the discretionary spend – November 2020 results

Before I get into the deets - does anyone else just feel Really Bloody Tired (RBT)? I think it's usually about this time of the year that I hit my RBT point, and I'm noticing it in my spending. I think this year just feels a bit more RBT than usual thanks to <waves hand … Continue reading Reducing the discretionary spend – November 2020 results

Reducing the discretionary spend – October 2020 results

So... October has turned out to be a bit of an odd month. The good news is that discretionary spending on food is the lowest it's been this financial year - hopefully I can continue this trend, especially now that I have my Thermomix and I'm more likely to have pre-prepped meals available. I do … Continue reading Reducing the discretionary spend – October 2020 results