Hmm, I might've gone a little overboard in April. I ended up with my second-highest negative net cash flow so far this financial year. That said, nearly a quarter of the overspend is because I decided to make some additional charitable donations above my usual annual budget (so far I've donated almost double what I … Continue reading Reducing the discretionary spend – April 2021 results
It's hard to believe that I've been at this blogging thing for two years already. When I first decided to start a blog about my path to FIRE it was very much a bit of a suck-it-and-see exercise; a post on another blog, Australian Dividend Investor (sadly no longer being published), about why you should … Continue reading It’s my 2-year blogaversary!
Well, only one category is in the black this month; the car category continues to be underspent due to reduced commuting. However, although there's a lot of red showing on my budget's Variance table (the one that shows me how much I'm over or under budget for each primary category), the amounts are relatively small … Continue reading Reducing the discretionary spend – March 2021 results
I am just a little bit proud of myself this month - my eating out/takeaway expenditure was the lowest it's been so far this financial year! Hooray! Other discretionary spending has also remained low to zero - no entertainment or personal expenses this month has helped to keep things down, plus car-related costs were also … Continue reading Reducing the discretionary spend – February 2021 results
Well, colour me amazed and just a bit excited! January's eating out / takeaway / supermarket non-essential food and alcohol spending was the lowest of this financial year. It's nice to have a bit of a win with this after so many months where it was just way higher than it needed to be. It's … Continue reading Reducing the discretionary spend – January 2021 results