Savings rate challenge results – March 2020

Nine months down, three to go - I'm hitting the home stretch! Well, March is just a sea of red when I look at the variance sheet in my spreadsheet. Every expenditure category is over budget (although, to be fair, there are some line items that have no specified budgeted figure because they're so ad … Continue reading Savings rate challenge results – March 2020

Savings rate challenge results – November 2019

Five months down, seven to go. November's savings rate was 37.66% from planned savings, minus 4.24% from net cash flow, for an overall result of 33.42%. This is the second month so far where my net cash flow (including what is 'spent' on savings) has been in the negative. The first month was August. Even … Continue reading Savings rate challenge results – November 2019