June 2021 I'm a little later than I would normally be with this update as I was waiting for my final electricity bill to come in. I changed providers right near the end of June, and it took a couple of weeks for my previous provider to send through the finalised account. While the overall … Continue reading Reducing the discretionary spend – June 2021 results and overall year
Well, May was not my best month for both discretionary and non-discretionary spending, unfortunately. On the non-discretionary side, my Personal, Health & Wellness category got completely blown out because I had some medical expenses thanks to a knee that just wouldn't stop hurting. Two doctor's visits (one initial plus the follow up, and mine doesn't … Continue reading Reducing the discretionary spend – May 2021 results
Hmm, I might've gone a little overboard in April. I ended up with my second-highest negative net cash flow so far this financial year. That said, nearly a quarter of the overspend is because I decided to make some additional charitable donations above my usual annual budget (so far I've donated almost double what I … Continue reading Reducing the discretionary spend – April 2021 results
I am just a little bit proud of myself this month - my eating out/takeaway expenditure was the lowest it's been so far this financial year! Hooray! Other discretionary spending has also remained low to zero - no entertainment or personal expenses this month has helped to keep things down, plus car-related costs were also … Continue reading Reducing the discretionary spend – February 2021 results
Well, colour me amazed and just a bit excited! January's eating out / takeaway / supermarket non-essential food and alcohol spending was the lowest of this financial year. It's nice to have a bit of a win with this after so many months where it was just way higher than it needed to be. It's … Continue reading Reducing the discretionary spend – January 2021 results
FIRE for One 